This invited commentary for the 2022 Harvard Joint Center for Housing Studies symposium focuses on the need for better data about zoning. It offers insights into the state of…
MF10-9: The Community Reinvestment Act (CRA) is in need of a major overhaul. Much about the financial services industry has changed and much has been learned about the…
BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…