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Working Papers

Data-Driven Multi-Scale Planning for Housing Affordability

Paul Waddell, Arezoo Besharati • September 7, 2023

Housing affordability was a chronic problem in many cities across North America and across the globe well before the global pandemic triggered an unprecedented surge in rents…
Working Papers

Mortgage Credit and the Evolution of Risk-Based Pricing

Frank Raiter, Francis Parisi • February 23, 2004

BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…
Reports

The Future of Manufactured Housing

Kimberly Vermeer, Josephine Louie • January 1, 1997

In the 1930s and 1940s, mobile homes were viewed as recreational housing and were indeed highly mobile. The original intention of manufacturers was to provide temporary,…