The paper is a detailed discussion of the Oak Park Regional Housing Center, which since 1972 has been working ensure that there is "meaningful and lasting racial diversity in…
There are many causes to the collapse of the housing market and the recent financial turmoil, but the contribution of the CRA appears marginal. While banks did engage in…
BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…