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Working Papers

Data-Driven Multi-Scale Planning for Housing Affordability

Paul Waddell, Arezoo Besharati • September 7, 2023

Housing affordability was a chronic problem in many cities across North America and across the globe well before the global pandemic triggered an unprecedented surge in rents…
Working Papers

House Price Contagion and US City Migration Networks

Gregor Schubert • March 4, 2021

Why do national trends in house prices spread more to some cities than to others? This paper proposes an explanation of house price contagion based on migration spillovers…
Working Papers

Mortgage Credit and the Evolution of Risk-Based Pricing

Frank Raiter, Francis Parisi • February 23, 2004

BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…