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Working Papers

Post-Recession Drivers of Preferences for Homeownership

Rachel Bogardus Drew, Chris Herbert • August 13, 2012

W12-4: The analysis presented in this paper tests for associations between views on homeownership and experiences with recent housing market distress. Using data from…
Reports

Measuring the Nation's Rental Housing Affordability Problems

Eric Belsky, Jack Goodman, Rachel Bogardus Drew • June 1, 2005

Difficulty affording housing is widely acknowledged as the most common housing problem in the United States. No matter how one chooses to measure the problem, it is clearly…
Working Papers

Mortgage Credit and the Evolution of Risk-Based Pricing

Frank Raiter, Francis Parisi • February 23, 2004

BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…