Working Papers The Shifting Profile of First-Time Homebuyers: 1997-2017 Shannon Rieger, Jonathan Spader, Sean Veal • August 21, 2019 Normal 0 false false false EN-US X-NONE X-NONE…
Working Papers Mortgage Credit and the Evolution of Risk-Based Pricing Frank Raiter, Francis Parisi • February 23, 2004 BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…