Justin Kollar, Niko McGlashan, Sarah Williams
•
September 7, 2023
The use of data in urban development is controversial because of the numerous examples showing its use to reinforce inequality rather than inclusion. From the development of…
Shawn Cole, John Thompson, Peter Tufano
•
February 1, 2008
UCC08-3: In this paper, we analyze the spending decisions of over 1.5 million Americans who vary in their degree of revealed credit constraints. Specifically, we analyze…
BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…