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Working Papers

Mortgage Credit and the Evolution of Risk-Based Pricing

Frank Raiter, Francis Parisi • February 23, 2004

BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…
Working Papers

Project Labor Agreements

John Dunlop • November 20, 2002

W02-7: Modern project agreements have their roots in construction developments in World War II, and they emerged in the post-war era at atomic energy and space and…
Working Papers

Young American Adults Living in Parental Homes

Zhu Xiao Di, Yi Yang, Xiaodong Liu • May 15, 2002

W02-3: This paper reviews the literature of young adults (ages 25-34) living in parental homes in regard to gender difference, racial difference, family structure…