Harvard Joint Center for Housing Studies
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December 1, 2010
This paper synthesizes the symposium proceedings, drawing upon the presentations and discussion at the event as the well as the papers themselves. Rather than present a…
Harvard Joint Center for Housing Studies
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April 1, 2007
W07-2: Revisiting Rental Housing Policy: Observations from a National Summitcommunicates essential findings from the symposium Revisiting Rental Housing: A National…
BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…
Harvard Joint Center for Housing Studies
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November 30, 2003
The dream of equal, fair, and expanded access to credit in low-income communities was never more within the nation’s grasp. Three decades ago credit for home mortgages and…
Harvard Joint Center for Housing Studies
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March 1, 2002
The United States Congress passed the Community Reinvestment Act (CRA) in 1977 to encourage depository institutions to meet the credit needs of lower-income communities. The…
