Justin Kollar, Niko McGlashan, Sarah Williams
•
September 7, 2023
The use of data in urban development is controversial because of the numerous examples showing its use to reinforce inequality rather than inclusion. From the development of…
BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…
Roberto Quercia, Michael Stegman, Walter Davis, Eric Stein
•
October 1, 2001
The 1977 Community Reinvestment Act (CRA) was enacted to encourage banking institutions to meet the credit needs of their entire communities. In response, lenders have…