Seungbeom Kang, Jae Sik Jeon, Whitney Airgood-Obrycki
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July 4, 2023
Despite numerous studies and measures that quantify the extent of the shortage in affordable housing for low-income renter households, few studies address potential…
Whitney Airgood-Obrycki, Alexander Hermann, Sophia Wedeen
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February 12, 2022
The United States is in a housing affordability crisis, with nearly half of all renter households spending more than 30% of their incomes on rent and utilities each month.…
Whitney Airgood-Obrycki, Alexander Hermann, Sophia Wedeen
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January 13, 2021
Even before the COVID-19 pandemic, renters in the United States were facing a housing affordability crisis. Nearly a quarter of renter households were spending more than half…
Decreasing federal resources since the 1980s, policy devolution to the local level, and expansion of market-based approaches for affordable housing delivery have resulted in…
Whitney Airgood-Obrycki, Jennifer Molinsky
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April 2, 2019
Housing is a central component of family life and can provide a foundation for family well-being. While we typically think of family households as homeowners, renters are…
The boom and bust in nonprime and nontraditional mortgage lending in the United States is without precedent. The factors that fueled the boom and the way it unfolded sowed…
UCC08-1: Americans are no stranger to debt. In 2004, 76.4 percent of all households reported some form of borrowing. Fully 46.2 percent of all households had at least…
Eric Belsky, Jack Goodman, Rachel Bogardus Drew
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June 1, 2005
Difficulty affording housing is widely acknowledged as the most common housing problem in the United States. No matter how one chooses to measure the problem, it is clearly…
Alexander von Hoffman, Eric Belsky, James DeNormandie, Rachel G. Bratt
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June 1, 2004
W04-5: This paper was prepared to provide background information for a conference sponsored by the Neighborhood Reinvestment Corporation entitled The Vitality of America…
J. Michael Collins, Eric Belsky, Karl Case
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February 8, 2004
BABC 04-8: This paper explores the shift of residential mortgage lending from a system where credit was rationed to prime quality borrowers to a system where subprime…