Driven by rising home prices and growing demand, the U.S. housing recovery is well underway, according to our latest State of the Nation’s Housing report released today.…
As housing demand has been coming up, the inventory of homes for sale on the market has been going down. This tightening of supply relative to demand is the bedrock of the…
With growth in incomes lagging growth in housing and utility costs, the share of Americans spending large sums of their income on housing has climbed nearly uninterrupted for…
Chris Herbert, Eric Belsky, Nicholas DuBroff
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December 12, 2012
W12-8: In 2004, Fundacion CIDOC commissioned the Joint Center for Housing Studies to prepare a report assessing The State of Mexico’s Housing, which was a follow up…
Credit is the lifeblood of housing. Without credit, housing does not get built and home buying is possible only for those with enough cash to cover the full costs. We live…
Welcome to Housing Perspectives, the blog of the Harvard Joint Center for Housing Studies. Drawing from the Joint Center’s ongoing research and analysis, Housing Perspectives…
Chris Herbert, Eric Belsky, William Apgar
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April 30, 2012
W12-2: This paper focuses on four critical policy challenges in the area of housing finance that were developed with input from the What Works Collaborative during the…
The boom and bust in nonprime and nontraditional mortgage lending in the United States is without precedent. The factors that fueled the boom and the way it unfolded sowed…
John Campbell, Howell Jackson, Brigitte Madrian, Peter Tufano
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August 31, 2010
MF10-12: The recent financial crisis has led many to question how well businesses deliver consumer financial services and how well regulatory institutions address…
MF10-8: The collapse of the credit markets revealed that information critical to assessing the quality of many mortgage backed securities was unavailable. When subprime…