Lei Ding, Hyojung Lee, Raphael Bostic
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March 4, 2019
This study provides new evidence on the effectiveness of the Community Reinvestment Act (CRA) on small business lending by focusing on a sample of neighborhoods with changed…
Raphael Bostic, Arthur Alcolin
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February 27, 2018
This paper was originally presented at A Shared Future: Fostering Communities of Inclusion in an Era of Inequality, a national symposium hosted by the Harvard Joint…
Eric Belsky, Nicholas DuBroff, Daniel McCue, Christina Harris, Shelagh McCartney, Jennifer Molinsky
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December 31, 2013
Tackling urban poverty and attending to its spatial manifestations is vitally important to national economic and social development. From a low of an estimated 28 percent of…
HBTL-09: Dual mortgage markets are a direct descendent of key policy responses to the Great Depression. Prior to the Depression, nearly all mortgages were five-…
W13-1: With house prices falling nationally by more than 30 percent from 2006 to 2011 and foreclosures soaring, many have started to write the obituary on homeownership…
Chris Herbert, Eric Belsky, Nicholas DuBroff
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December 12, 2012
W12-8: In 2004, Fundacion CIDOC commissioned the Joint Center for Housing Studies to prepare a report assessing The State of Mexico’s Housing, which was a follow up…
W12-7: The field of community development is at an inflection point, poised to achieve scale, impact, and integration of the many lessons learned over the past…
Chris Herbert, Eric Belsky, William Apgar
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April 30, 2012
W12-2: This paper focuses on four critical policy challenges in the area of housing finance that were developed with input from the What Works Collaborative during the…
George Masnick, Daniel McCue, Eric Belsky
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September 1, 2010
W10-9: Given the prolonged period of high unemployment and the possibility that it will influence headship rates and household growth, this working paper explores a…
The boom and bust in nonprime and nontraditional mortgage lending in the United States is without precedent. The factors that fueled the boom and the way it unfolded sowed…