This paper empirically and theoretically analyzes the effect of debt reductions that reduce long-term but not short-term obligations. Isolating the effect of future…
W04-12: The announcement of the NeighborWorks® Center for Homeownership Education and Counseling (NCHEC) presents a legitimate and appropriate opportunity to assess what…
W04-6: This paper examines the determinates of housing quality – a welfare issue of growing importance in many of the under developed counties -- using the case of Ghana…