Digitalization promises to improve lives in homes, reducing energy consumption and costs while increasing convenience and comfort and enabling an increasingly senior…
W04-6: This paper examines the determinates of housing quality – a welfare issue of growing importance in many of the under developed counties -- using the case of Ghana…
BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…