W07-9: The goal of planning is to anticipate and to guide. Anticipating is a best guess based upon an understanding of the past. Guiding is making a set of choices about…
W04-6: This paper examines the determinates of housing quality – a welfare issue of growing importance in many of the under developed counties -- using the case of Ghana…
BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…