Digitalization is transforming the mortgage market at every stage of the value chain. In this paper, we examine the potential for the mortgage industry to leverage…
This paper reflects upon the panel “How Is Digitalization Changing the Ways Housing Is Designed and Built?” held at the March 2022 symposium Bringing Digitalization Home.…
BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…