This paper reflects upon the panel “How Is Digitalization Changing the Ways Housing Is Designed and Built?” held at the March 2022 symposium Bringing Digitalization Home.…
What is the microelasticity of mortgage demand to interest rates? Despite the importance of this parameter for models of monetary policy efficacy, little is known about the…
BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…