This paper reflects upon the panel “How Is Digitalization Changing the Ways Housing Is Designed and Built?” held at the March 2022 symposium Bringing Digitalization Home.…
BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…
BABC 04-7: Little systematic work exists to address the many and varied ways some borrowers end up with subprime mortgages and to what extent those loans serve the true…