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Working Papers

Mortgage Credit and the Evolution of Risk-Based Pricing

Frank Raiter, Francis Parisi • February 23, 2004

BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…
Working Papers

The Impact of Homeownership on Child Outcomes

Donald Haurin, Toby Parcel, R. Jean Haurin • October 14, 2001

Does homeownership affect the outcomes of resident children? Using a national data set, we observed that children of homeowners have better home environments, high cognitive…
Working Papers

The Fall (and Rise) of Public Housing

Paul Grogan, Tony Proscio • September 1, 2000

W00-7: The authors argue in this paper that the reengineering of failed inner city public housing projects that is underway is one of the most important and positive…