Digitalization is transforming the mortgage market at every stage of the value chain. In this paper, we examine the potential for the mortgage industry to leverage…
Amy Stuart Wells, Lauren Fox, Diana Cordova-Cobo, Douglas Ready
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July 6, 2018
This paper notes that, while a large body of research has documented the patterns, degree, and effects of racial segregation, what is missing from this literature is a more…
BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…