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Working Papers

Modularization Precedes Digitalization in Offsite Housing Delivery

Ivan Rupnik, Ryan E. Smith, Tyler Schmetterer • November 22, 2022

For much of the twentieth century, architects, builders, developers, economists, and policymakers have pursued the “dream of the factory-made house”. The hope was that the…
Working Papers

Overcoming Opposition to Multifamily Rental Housing

Mark Obrinsky, Debra Stein • March 1, 2007

RR07-14: This paper seeks to examine the nature of that resistance, the reasons behind it, and how it can be overcome. In general, people who support multifamily rental…
Working Papers

Mortgage Credit and the Evolution of Risk-Based Pricing

Frank Raiter, Francis Parisi • February 23, 2004

BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…