Digitalization, which has already changed how housing is produced, sold, financed, and used, could also improve how we plan, review, regulate, and shape both housing and…
As tools like Alexa, Google Home, and Siri have shown, digitalization is changing how we live in our homes. While many of the changes are related to lifestyle, they also have…
As the rise of companies like Zillow and Rocket Mortgage illustrate, big data and data analytics have significantly changed how people search for and finance housing. The…
Big data and the growing use of data analytics are transforming how residential real estate is bought, sold, and managed, often in ways that are making it easier for…
Could digitalization significantly change how housing is designed and built? If so, could those changes reduce the cost of producing housing and/or improve design?
Two new…
Digitalization—the strategic use of technology to collect, create, process, organize, analyze, use, and monetize data—is changing how housing is produced, marketed, sold,…
Digitalization—the strategic use of technologies that collect, create, process, organize, analyze, use, and monetize data—is changing the ways that housing is produced,…
While many studies have shown that most foreclosures during the Great Recession occurred in minority or disadvantaged neighborhoods, few have carefully examined neighborhood-…
Michael Stegman, Richard Cooperstein
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October 9, 2019
Over the years, with the approval of their regulator/conservator, the Federal Housing Finance Agency (FHFA), Fannie Mae and Freddie Mac (the GSEs) put in place an opaque…
Michael Stegman, Richard Cooperstein
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October 9, 2019
With the passing of the eleventh anniversary of GSE conservatorship and the release of the administration’s long-awaited housing finance reform plans, longstanding…