Digitalization—the strategic use of technologies that collect, create, process, organize, analyze, use, and monetize data—is changing the ways that housing is produced,…
Donald Taylor-Patterson, David Luberoff
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March 22, 2018
How do the notoriously complicated funding and approval processes for affordable housing shape the design of those projects? In particular, are the funding and approval…
Raphael Bostic, Arthur Alcolin
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February 27, 2018
This paper was originally presented at A Shared Future: Fostering Communities of Inclusion in an Era of Inequality, a national symposium hosted by the Harvard Joint…
HBTL-09: Dual mortgage markets are a direct descendent of key policy responses to the Great Depression. Prior to the Depression, nearly all mortgages were five-…
MF10-14: A reference to remedies in debtor-creditor law usually conjures up images of the rights of creditors to enforce obligations when debtors default. Whether due to…
Daniel McCue, Eric Belsky, Melissa Jacoby, Margaret Nipson
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April 5, 2010
Homeowners have long sought debt relief in the federal bankruptcy courts, but they take different paths to reach that point. For some, home mortgage problems are a…
Raphael Bostic, Kathleen Engel, Patricia McCoy, Anthony Pennington-Cross, Susan Wachter
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February 1, 2008
UCC08-9: The subprime mortgage market, which consists of high-cost loans designed for borrowers with weak credit, has grown tremendously over the past ten years. Between…
Raphael Bostic, Paul Calem, Susan Wachter
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February 5, 2004
BABC 04-5: There is a broad consensus regarding the benefits of homeownership, which include wealth accumulation and improvements along social and personal dimensions.…