Digitalization—the strategic use of technologies that collect, create, process, organize, analyze, use, and monetize data—is changing the ways that housing is produced,…
Donald Taylor-Patterson, David Luberoff
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March 22, 2018
How do the notoriously complicated funding and approval processes for affordable housing shape the design of those projects? In particular, are the funding and approval…
Shawn Cole, John Thompson, Peter Tufano
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February 1, 2008
UCC08-3: In this paper, we analyze the spending decisions of over 1.5 million Americans who vary in their degree of revealed credit constraints. Specifically, we analyze…
BABC 04-12: Credit scoring has helped to produce a robust credit environment and increase access to homeownership for millions of consumers. This paper examines the role…