For over 30 years, our Center has published its annual State of the Nation’s Housing report, which provides a comprehensive review of trends and drivers of housing market…
Chris Herbert, Alexander Hermann, Daniel McCue
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September 25, 2018
The 30-percent of income standard is a widely used and accepted measure of the extent of housing affordability problems across the country. While simple and easy to implement…
BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…