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Working Papers

Comparison of the Costs of Manufactured and Site-Built Housing

Chris Herbert, Chadwick Reed, James Shen • July 10, 2023

Manufactured housing holds promise as an affordable form of housing that could expand homeownership opportunities for low- and moderate-income households at a time when house…
Working Papers

Mortgage Credit and the Evolution of Risk-Based Pricing

Frank Raiter, Francis Parisi • February 23, 2004

BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…
Working Papers

The Cost-Effectiveness of Community-Based Foreclosure Prevention

Roberto Quercia, Spencer Cowan, Ana Moreno • February 18, 2004

BABC 04-18: In this paper, we examine the cost-effectiveness of community-based foreclosure prevention interventions using two proxy measures: time to resolution and the…