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Working Papers

A Shared Future: Fostering Inclusion in American Neighborhoods

Jonathan Spader, Shannon Rieger, Jennifer Molinsky • November 16, 2017

This framing paper was originally presented at A Shared Future: Fostering Communities of Inclusion in an Era of Inequality, a national symposium hosted by the Harvard…
Working Papers

Where Does it Go? Spending by the Financially Constrained

Shawn Cole, John Thompson, Peter Tufano • February 1, 2008

UCC08-3: In this paper, we analyze the spending decisions of over 1.5 million Americans who vary in their degree of revealed credit constraints. Specifically, we analyze…
Working Papers

The Use of Social Capital in Borrower Decision-Making

Cassi Pittman • February 1, 2008

W08-4: By looking beyond the financial characteristics of borrowers, this research brings to light the social factors that influence a borrower’s choice of a lender and…