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Working Papers

Imperfect Information and the Housing Finance Crisis

Edward Golding, Richard Green, Douglas McManus • February 1, 2008

UCC08-6: This paper has two parts. First, we look at the various agents involved in the mortgage transaction—including borrowers, brokers, originators, rating agencies…
Working Papers

The Use of Social Capital in Borrower Decision-Making

Cassi Pittman • February 1, 2008

W08-4: By looking beyond the financial characteristics of borrowers, this research brings to light the social factors that influence a borrower’s choice of a lender and…
Working Papers

America's Working Communities and the Impact of Multifamily Housing

Alexander von Hoffman, Eric Belsky, James DeNormandie, Rachel G. Bratt • June 1, 2004

W04-5: This paper was prepared to provide background information for a conference sponsored by the Neighborhood Reinvestment Corporation entitled The Vitality of America…