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Working Papers

Where Does it Go? Spending by the Financially Constrained

Shawn Cole, John Thompson, Peter Tufano • February 1, 2008

UCC08-3: In this paper, we analyze the spending decisions of over 1.5 million Americans who vary in their degree of revealed credit constraints. Specifically, we analyze…
Working Papers

The Use of Social Capital in Borrower Decision-Making

Cassi Pittman • February 1, 2008

W08-4: By looking beyond the financial characteristics of borrowers, this research brings to light the social factors that influence a borrower’s choice of a lender and…
Reports

The State of Mexico's Housing 2005

Centro de Investigacion y Documentacion de la Casa (CIDOC), Sociedad Hipotecaria Federal • April 1, 2005

The development of the housing sector is a strategic factor for any nation’s economic and social growth. An efficient and accessible housing market reduces the effect and…