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Working Papers

Exit from Homeownership by Low-Income Households

Jeffrey Zabel • November 12, 2019

One of the justifications for federal involvement in the homeownership market is that it provides one of the few ways that low-income households can accumulate wealth. But…
Working Papers

The Use of Social Capital in Borrower Decision-Making

Cassi Pittman • February 1, 2008

W08-4: By looking beyond the financial characteristics of borrowers, this research brings to light the social factors that influence a borrower’s choice of a lender and…