The digitization of residential energy—aided by the digitalization of information about energy usage—has spurred a revolution in energy-efficiency investments and helped…
Dr. Martín recently testified in a House Financial Services Committee hearing, "How Do We Encourage Greater Flood Insurance Coverage in America?". He reviewed the challenges…
The greatness of our nation’s physical infrastructure (buildings, transportation systems, communication networks, water systems, etc.) is matched by its massive economic…
Managed by the US Department of Housing and Urban Development, the Community Development Block Grant Disaster Recovery (CDBG-DR) fund helps cities, counties, and states…
Shawn Cole, John Thompson, Peter Tufano
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February 1, 2008
UCC08-3: In this paper, we analyze the spending decisions of over 1.5 million Americans who vary in their degree of revealed credit constraints. Specifically, we analyze…