The digitization of residential energy—aided by the digitalization of information about energy usage—has spurred a revolution in energy-efficiency investments and helped…
Dr. Martín recently testified in a House Financial Services Committee hearing, "How Do We Encourage Greater Flood Insurance Coverage in America?". He reviewed the challenges…
Carlos Martín, Michael Bueno, Michael Johnson, Francisco Montes, Riordan Frost
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January 31, 2023
Property improvement assistance programs often benefit renters last and least. Low-income renters, especially those living in small multifamily properties (those with 2-4…
Yonah Freemark, Riordan Frost, Carlos Martín, Jorge Morales-Burnett, Francisco Montes
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January 20, 2023
The 2021 Infrastructure Investment and Jobs Act (IIJA) is the largest single investment in the United States' public works in decades. Over the next five years, it will fund…
The greatness of our nation’s physical infrastructure (buildings, transportation systems, communication networks, water systems, etc.) is matched by its massive economic…
Managed by the US Department of Housing and Urban Development, the Community Development Block Grant Disaster Recovery (CDBG-DR) fund helps cities, counties, and states…
Michael Stegman, Richard Cooperstein
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October 9, 2019
With the passing of the eleventh anniversary of GSE conservatorship and the release of the administration’s long-awaited housing finance reform plans, longstanding…
Evidence is accumulating that the multiple layers of exclusionary zoning and land use controls are a powerful contributor not just to higher housing costs, but also to…
Roberto Quercia, Michael Stegman, Walter Davis, Eric Stein
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October 1, 2001
The 1977 Community Reinvestment Act (CRA) was enacted to encourage banking institutions to meet the credit needs of their entire communities. In response, lenders have…