Over the past decade, US social relations have undergone reorganization associated with the rise of algorithms and digital platforms. This research specifically responds to…
MF10-9: The Community Reinvestment Act (CRA) is in need of a major overhaul. Much about the financial services industry has changed and much has been learned about the…
This paper examines trends in prime-market mortgage lending to low- and moderate-income families and to families living in underserved areas, hereafter affordable lending,…