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Working Papers

Comparison of the Costs of Manufactured and Site-Built Housing

Chris Herbert, Chadwick Reed, James Shen • July 10, 2023

Manufactured housing holds promise as an affordable form of housing that could expand homeownership opportunities for low- and moderate-income households at a time when house…
Research Notes

Subprime Lending and the Community Reinvestment Act

Kevin Park • November 1, 2008

There are many causes to the collapse of the housing market and the recent financial turmoil, but the contribution of the CRA appears marginal. While banks did engage in…
Working Papers

The Industrial Structure of Affordable Mortgage Lending

Frank Nothaft, Brian Surette • October 2, 2001

This paper examines trends in prime-market mortgage lending to low- and moderate-income families and to families living in underserved areas, hereafter affordable lending,…