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Working Papers

Data-Driven Multi-Scale Planning for Housing Affordability

Paul Waddell, Arezoo Besharati • September 7, 2023

Housing affordability was a chronic problem in many cities across North America and across the globe well before the global pandemic triggered an unprecedented surge in rents…
Working Papers

Constant Quality Rent Indexes for Affordable Housing

Jack Goodman • June 30, 2005

W05-4: This paper develops and applies a method for producing constant quality rent indexes and inflation estimates for different segments of the rental housing stock.…
Working Papers

Houses, Apartments, and Property Tax Incidence

Jack Goodman • February 15, 2005

W05-2: The property tax on housing is a major component of local government revenues and of consumers’ housing costs. This study uses newly available data from the 2001…
Working Papers

Mortgage Credit and the Evolution of Risk-Based Pricing

Frank Raiter, Francis Parisi • February 23, 2004

BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…