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Working Papers

Data-Driven Multi-Scale Planning for Housing Affordability

Paul Waddell, Arezoo Besharati • September 7, 2023

Housing affordability was a chronic problem in many cities across North America and across the globe well before the global pandemic triggered an unprecedented surge in rents…
Journal Article

Public Housing Authorities in the Private Market

Whitney Airgood-Obrycki, Rachel Garshick Kleit, Anaid Yerena • April 29, 2019

Decreasing federal resources since the 1980s, policy devolution to the local level, and expansion of market-based approaches for affordable housing delivery have resulted in…
Working Papers

Mortgage Credit and the Evolution of Risk-Based Pricing

Frank Raiter, Francis Parisi • February 23, 2004

BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…