UCC08-11: Increasingly, individuals are in charge of their own financial security and are confronted with ever more complex financial instruments. However, there is…
W04-6: This paper examines the determinates of housing quality – a welfare issue of growing importance in many of the under developed counties -- using the case of Ghana…
BABC 04-10: Spending financed by home equity extraction helps smooth household consumption and bolster the economy in economic downturns, but may reduce wealth…