Amy Stuart Wells, Lauren Fox, Diana Cordova-Cobo, Douglas Ready
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July 6, 2018
This paper notes that, while a large body of research has documented the patterns, degree, and effects of racial segregation, what is missing from this literature is a more…
This paper analyses the performance of low-income and minority loans (LIMLs) from a large sample of fixed-rate mortgages purchased by Freddie Mac in the 1990s. Our focus is…
Roberto Quercia, Michael Stegman, Walter Davis, Eric Stein
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October 1, 2001
The 1977 Community Reinvestment Act (CRA) was enacted to encourage banking institutions to meet the credit needs of their entire communities. In response, lenders have…