Amy Stuart Wells, Lauren Fox, Diana Cordova-Cobo, Douglas Ready
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July 6, 2018
This paper notes that, while a large body of research has documented the patterns, degree, and effects of racial segregation, what is missing from this literature is a more…
BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…
Michael Sherraden, Michael Barr
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February 15, 2004
BABC 04-15: Low- and moderate-income households save for routine payments, such as rent, as well as for major purchases, such as a washing machine or a car. Saving also…