There are many causes to the collapse of the housing market and the recent financial turmoil, but the contribution of the CRA appears marginal. While banks did engage in…
BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…
Nancy McArdle, Amy Davidson, Denise Hines
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July 30, 1999
W99-5: During the 1990s, U.S. population and employment have grown most quickly at the lower density fringes of metropolitan areas and in certain non-metropolitan…