W04-4: Since 1998 the Joint Center for Housing Studies at Harvard University, through its Remodeling Activity Indicator (RAI), has been releasing quarterly estimates of…
Susan Wharton Gates, Cindy Waldron, Peter Zorn
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February 13, 2004
BABC 04-13: Automated underwriting (AU) systems have become a tool of choice in mortgage lending decisions. While AU provides significant benefits to mortgage…
Household’s net-worth increase at the end of the 1990’s had an effect on home remodeling financing. Using the 2001 Consumer Practices Survey (CoPS) this paper analyzes the…
This paper is divided in two sections. The first part describes the two-step allocation process, including the MLP model estimation for missing doers and the description of…
Home improvement projects have a significant impact on the housing stock, affecting housing values and improving the standard of living. Also, the home improvement industry…