After the onset of the COVID-19 pandemic in the United States in March 2020, there was a spike in the number of people moving—both permanently and temporarily—and a…
Carlos Martín, Michael Bueno, Michael Johnson, Francisco Montes, Riordan Frost
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January 31, 2023
Property improvement assistance programs often benefit renters last and least. Low-income renters, especially those living in small multifamily properties (those with 2-4…
Yonah Freemark, Riordan Frost, Carlos Martín, Jorge Morales-Burnett, Francisco Montes
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January 20, 2023
The 2021 Infrastructure Investment and Jobs Act (IIJA) is the largest single investment in the United States' public works in decades. Over the next five years, it will fund…
In the 1980s, nearly one in five Americans moved every year. About one in ten Americans moved between 2018 and 2019. Residential mobility rates have been falling for decades…
Compared to 2013, a higher share of US households had outstanding student loans in 2016, and the typical borrower’s debt also increased markedly during that period, according…
MF10-7: This year marks the thirty-fifth anniversary of the Home Mortgage Disclosure Act (HMDA), a law designed to discourage redlining in mortgage lending and to…
BABC 04-9: This paper examines forces that are reshaping the mortgage banking industry and the ongoing efforts of community-based organizations (CBOs) to expand access…