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Working Papers

Hitting the Wall: Credit as an Impediment to Homeownership

Raphael Bostic, Paul Calem, Susan Wachter • February 5, 2004

BABC 04-5: There is a broad consensus regarding the benefits of homeownership, which include wealth accumulation and improvements along social and personal dimensions.…
Working Papers

Mixed-Income Housing Developments:Promise and Reality

Alastair Smith • October 15, 2002

W02-10: This paper examines the rationale for mixed-income approaches to affordable housing development, as well as the record of such developments in meeting their…
Working Papers

Estimating Economic Impacts of Community Lending

J. Michael Collins, Eric Belsky, Micky Tripathi • July 15, 1999

W99-7: This paper provides a step-by-step approach to understanding and estimating the economic benefits of helping lower-income households buy and own their first home…