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Working Papers

Moving Forward: Making Debtor Remedies More Effective

Melissa Jacoby • August 31, 2010

MF10-14: A reference to remedies in debtor-creditor law usually conjures up images of the rights of creditors to enforce obligations when debtors default. Whether due to…
Working Papers

Mortgage Credit and the Evolution of Risk-Based Pricing

Frank Raiter, Francis Parisi • February 23, 2004

BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…
Working Papers

Housing and Wealth Accumulation: Intergenerational Impacts

Thomas Boehm, Alan Schlottmann • October 15, 2001

It has long been argued that promoting homeownership among low-income households is worthwhile because owned housing may be an important source of savings for these families…