Lei Ding, Hyojung Lee, Raphael Bostic
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March 4, 2019
This study provides new evidence on the effectiveness of the Community Reinvestment Act (CRA) on small business lending by focusing on a sample of neighborhoods with changed…
The robust gains in the national home remodeling market in recent years mask significant variation in spending trends at the local level. This research examining metro-level…
Raphael Bostic, Arthur Alcolin
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February 27, 2018
This paper was originally presented at A Shared Future: Fostering Communities of Inclusion in an Era of Inequality, a national symposium hosted by the Harvard Joint…
Since 2007, the Joint Center for Housing Studies has projected short-term trends in home remodeling activity with its quarterly Leading Indicator of Remodeling Activity, or…
W15-4: The dramatic aging of the U.S. population in coming decades is expected to have important implications for the home remodeling industry. Of the over 25 million…
N15-1: The Department of Housing and Urban Development (HUD) sponsors a biennial longitudinal survey of the U.S. housing stock and its inhabitants known as the American…
W14-2: Due to the many obstacles to scale economies facing the residential remodeling industry, such as low barriers to entry, volatile business cycles, highly…
HBTL-09: Dual mortgage markets are a direct descendent of key policy responses to the Great Depression. Prior to the Depression, nearly all mortgages were five-…
W13-3: The approximately $300 billion a year private home remodeling and repair market comprises most of the investment for maintaining and improving the nation’s…
George Masnick, Abbe Will, Kermit Baker
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March 14, 2011
W11-4: As baby boomers relocate or downsize in retirement, or simply die off, they will release a very large amount of housing onto the market. Older homeowners (age 55…