Advanced Age Can Increase Risk of Housing Insecurity and Homelessness Monday, May 6, 2024 With a growing number of older adults experiencing homelessness across the US, we interviewed housing, aging, and homelessness service providers in Boston to examine factors unique to older adults. In... By SAMARA SCHECKLER
Housing Markets & Conditions Demystifying Credit Risk Transfer Tuesday, January 21, 2020 Freddie Mac and Fannie Mae, the two government sponsored enterprises (GSEs), securitize mortgages... By DON LAYTON
Housing Markets & Conditions Racialized Recovery: Postforeclosure Pathways in Boston’s Neighborhoods Monday, January 6, 2020 While many studies have shown that most foreclosures during the Great Recession occurred in minority... By DAVID LUBEROFF
Housing Markets & Conditions Treasury’s Long GSE Capital To-Do List Thursday, December 19, 2019 As the year ends, the momentum for the two government-sponsored enterprises (GSEs), Freddie Mac and... By DON LAYTON
Housing Markets & Conditions Politicization and the Flawed Narrative of Loose GSE Credit Thursday, December 12, 2019 Earlier this year, the viewpoint of political conservatives that the credit quality of the mortgages... By DON LAYTON
Housing Markets & Conditions The Freddie Mac G-Fee Discount: Has the Single Security Eliminated It for Good? Wednesday, November 27, 2019 When I joined Freddie Mac as CEO in 2012, I knew that, despite it being a giant company with $2... By DON LAYTON
Housing Markets & Conditions How the Presence and Type of Down Payment Assistance Affects the Performance of Affordable Mortgage Loans Monday, October 28, 2019 Even though Fannie Mae and Freddie Mac returned to very-low down payment lending following the... By MICHAEL STEGMAN
Housing Markets & Conditions Where Hasn’t Housing Construction Kept Pace with Demand? Wednesday, October 23, 2019 For much of the past decade, new housing construction has barely kept pace with the growth in... By ALEXANDER HERMANN
Housing Markets & Conditions Housing Finance Reform: Down to Two Models, Both Built on the GSEs Tuesday, October 15, 2019 The two government-sponsored enterprises (GSEs) of Freddie Mac and Fannie Mae were placed into... By DON LAYTON
Housing Markets & Conditions How Lopping off the Wrong Loan Products to Trim the GSEs’ Market Reach Could Undermine Affordable Lending Wednesday, October 9, 2019 Over the years, with the approval of their regulator/conservator, the Federal Housing Finance Agency... By MICHAEL STEGMAN, RICHARD COOPERSTEIN
