Daniel McCue, Raheem Hanifa, Chris Herbert
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March 22, 2023
The persistently wide homeownership rate gaps between Black, Hispanic, and white households mean that households of color are disproportionately excluded from the many…
After the onset of the COVID-19 pandemic in the United States in March 2020, there was a spike in the number of people moving—both permanently and temporarily—and a…
Dr. Martín recently testified in a House Financial Services Committee hearing, "How Do We Encourage Greater Flood Insurance Coverage in America?". He reviewed the challenges…
Digitalization is promising to expand opportunities for traditionally disadvantaged individuals and communities in the housing market. Digital platforms, such as Zillow and…
Geoff Boeing, Julia Harten, Rocio Sanchez-Moyano
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March 1, 2023
In recent years, digitalization has reshaped the housing search. Today, online platforms facilitate housing market information exchange and expand the legibility of the…
It is my pleasure to comment on two very interesting papers. While very different in orientation—with the Boeing, Harten and Sanchez-Moyano (2022) paper addressing the search…
Digitalization is transforming the mortgage market at every stage of the value chain. In this paper, we examine the potential for the mortgage industry to leverage…
Dr. Herbert was honored to testify in a Senate Banking, Housing, and Urban Affairs hearing, "The State of Housing 2023." In his testimony, he highlighted the nation’s…
Carlos Martín, Michael Bueno, Michael Johnson, Francisco Montes, Riordan Frost
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January 31, 2023
Property improvement assistance programs often benefit renters last and least. Low-income renters, especially those living in small multifamily properties (those with 2-4…
