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Working Papers

A Shared Future: Fostering Inclusion in American Neighborhoods

Jonathan Spader, Shannon Rieger, Jennifer Molinsky • November 16, 2017

This framing paper was originally presented at A Shared Future: Fostering Communities of Inclusion in an Era of Inequality, a national symposium hosted by the Harvard…
Working Papers

Mortgage Credit and the Evolution of Risk-Based Pricing

Frank Raiter, Francis Parisi • February 23, 2004

BABC 04-23: Mortgage lenders have long used credit scores as a basis for estimating borrower risk. This risk differentiation is reflected in the coupon rate of the loan…
Reports

The Future of Manufactured Housing

Kimberly Vermeer, Josephine Louie • January 1, 1997

In the 1930s and 1940s, mobile homes were viewed as recreational housing and were indeed highly mobile. The original intention of manufacturers was to provide temporary,…