Working Papers & Reports

Reports, Working Papers, Research Notes, and other research publications. Use the filters at right to sort by year, research area, or category. Use the Search bar to find papers by a specific author.

Date	Title	Author(s)	Research Area
2004-02-01	Credit Matters: Low-Income Asset Building Challenges in a Dual Financial Service System	Eric Belsky Allegra Calder	Housing Finance and Policy
2001-10-06	Asset Appreciation, Timing of Purchases and Sales, and Returns to Low-Income Homeownership	Mark Duda Eric Belsky	Housing Finance and Policy
2008-02-01	Consumer and Mortgage Credit at a Crossroads: Preserving Expanded Access while Informing Choices and Protecting Consumers	Eric S. Belsky Ren S. Essene	Housing Finance and Policy
2004-02-21	Federal Regulation of Consumer Credit: The Cause or the Cure for Predatory Lending?	Margot Saunders Alys Cohen	Housing Finance and Policy
2010-08-02	Moving Forward: Alternative Forms of Mortgage Finance: What Can We Learn From Other Countries?	Dr. Michael Lea	Housing Finance and Policy
2001-05-01	Listening to the Leaders: A Report on the Fannie Mae Foundation Regional Issues Forums	Joint Center for Housing Studies	Housing Finance and Policy
2004-12-20	Housing Wealth Effects: Housing’s Impact on Wealth Accumulation, Wealth Distribution and Consumer Spending	Eric Belsky Joel Prakken	Housing Finance and Policy
2004-02-02	High and Low SES Debtors: The Use of Psychological Measures to Determine Differences	Richard L. Wiener Karen Gross Susan Block-Lieb Corinne Baron-Donovan	Housing Finance and Policy
2008-02-01	Financial Decision Making Processes of Low-Income Individuals	Edna R. Sawady Jennifer Tescher	Housing Finance and Policy
2004-02-22	Cost Benefit Analysis of Debtor Protection Rules in Sub-prime Market Default Situations	Duncan Kennedy	Housing Finance and Policy
2010-08-01	Moving Forward: Barriers to Federal Home Mortgage Modification Efforts During the Financial Crisis	Patricia A. McCoy	Housing Finance and Policy
2004-02-03	To Bank or Not to Bank? A Survery of Low-Income Households	Christopher Berry	Housing Finance and Policy
2008-02-01	Where Does it Go? Spending by the Financially Constrained	Shawn Cole John Thompson Peter Tufano	Housing Finance and Policy
2013-02-05	The Role of Investors in the Single-Family Market in Distressed Neighborhoods: The Case of Atlanta	Dan Immergluck	Housing Finance and Policy
2004-02-23	Mortgage Credit and the Evolution of Risk-Based Pricing	Frank L. Raiter Francis Parisi	Housing Finance and Policy